Specialists In The Letting & Management Of Residential Property.
It is of course discretionary to have adequate insurance cover for your contents and buildings, especially when considering renting your home. We therefore strongly urge you to ensure that your property is properly and sufficiently insured, possibly with a policy that is specifically designed for properties that are to be tenanted.
We would recommend that you write to your insurance company(ies) to ensure that you have cover for fire, contents, Property Owners Liability risks and most importantly that they will continue to cover you for accidental damage as this is a common omission from ordinary policies.
If possible we ask you to provide us with details of your insurance cover in order that we can discuss with your tenants their own liability for accidental damage and personal possessions.
We are of ocurse able to offer you contents and buildings insurance which is aimed specifically at landlords and will most likely afford you cover that you cannot obtain from your own insurance company such as accidental damage, loss of rent and malicious damage and theft by the tenant etc.
Contents and Buildings insurance can prove to be difficult to arrange for someone who has decided to let out their house. Usually an insurance company is prepared to provide limited cover with strict terms and conditions imposed usually stating the fact that they will not cover Malicious damage, Accidental damage or theft by a tenant nor will they normally cover properties that are unoccupied. But not all policies are the same.
We can arrange a competitive policy through Homelet.
Our Policies cover all of the risks you would expect from your own comprehensive policy.
Homelet Landlords Insurance Brochure
Homelet Landlords Buildings & Contents Insurance Key Facts
Please also enquire about Crofters Portfolio Insurance with Premiums Starting as low as £1.56 per £1000 of cover per annum (This includes accidential damage cover and £5,000 of contents Cover built in).
WE ARE CONFIDENT THAT YOU WILL NOT FIND BETTER VALUE FOR MONEY. CLICK ON THE LINK BELOW FOR A QUOTE ABSOLUTELY NO OBLIGATION
Whilst every care may be taken in selecting and vetting tenants. It is impossible to forsee redundancy, illness or marital break down. Which can leave tenants in financial difficulties, making payments of rent problematic or in severe cases impossible.
Homelet provide a range of Rent Guarantee & Legal Expense Insurance to suit all Landlords needs and they are an efficient and cost effective way to protect yourself when the unexpected happens and provide you with legal cover to gain vacant possession as a result of the tenant not paying rent.
All tenants are comprehensively vetted including credit searching, Anti fraud checking, and Personal Identity Check a prerequisite for Rent Guarantee Insurance.
Rent Guarantee with:
Price from: £40.00 for 6 month tenancies and £90.00 for 12 months tenancies including IPT and excluding VAT
Price from: £50.00 for 6 month tenancies and £80.00 for 12 months tenancies including IPT and excluding VAT
Price from: £70.00 for 6 month tenancies and £120.00 for 12 months tenancies including IPT and excluding VAT
Price: 3% of the monthly rental plus IPT
There is a solution for all Landlords needs, we would be happy to discuss with you the best cover for your situation.
If you are interested in a property valuation or wish to let your property why not complete our "Let/Value My Property" form to the right or if you prefer email us, call us on (01245) 495388 or visit our offices.
Crofters Property Management have a great selection of properties for rent in Chelmsford.
We are the first choice property letting agency in chelmsford.
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